:root{
  --navy:#071f35;--navy2:#0b3559;--blue:#0a5d91;--blue2:#2f86b8;
  --red:#d62435;--gold:#d9a441;--ink:#162737;--muted:#5e6d79;
  --line:#dbe4eb;--soft:#f4f7f9;--ivory:#fbfaf7;--white:#fff;
  --shadow:0 22px 70px rgba(7,31,53,.14);--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit}.container{width:min(calc(100% - 40px),var(--max));margin:auto}.skip{position:fixed;left:12px;top:-70px;z-index:9999;background:#fff;padding:10px 14px}.skip:focus{top:10px}
.utility{background:var(--navy);color:#d8e8f3;font-size:.82rem}.utility .container{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:22px}.utility-links{display:flex;gap:22px}.utility a{text-decoration:none}
.header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.985);border-bottom:1px solid var(--line);box-shadow:0 4px 20px rgba(7,31,53,.05)}.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{display:block;width:260px}.navlinks{display:flex;align-items:center;gap:23px}.navlinks a{text-decoration:none;color:var(--navy);font-weight:800;font-size:.91rem}.navlinks a:hover{color:var(--blue)}.navlinks .nav-cta{background:var(--red);color:#fff;padding:11px 17px;border-radius:7px}.mobile{display:none;background:none;border:0}.mobile span{display:block;width:27px;height:2px;background:var(--navy);margin:5px}
.hero{padding:80px 0 88px;background:linear-gradient(135deg,#eef5f9 0%,#fff 52%,#f9f4f2 100%);position:relative;overflow:hidden}.hero:before{content:"";position:absolute;left:-210px;top:-290px;width:600px;height:600px;border:100px solid rgba(10,93,145,.05);border-radius:50%}.hero:after{content:"";position:absolute;right:-210px;bottom:-320px;width:650px;height:650px;border:120px solid rgba(214,36,53,.045);border-radius:50%}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:70px;align-items:center;position:relative;z-index:2}.eyebrow{margin:0 0 13px;color:var(--red);font-size:.76rem;font-weight:900;letter-spacing:.15em;text-transform:uppercase}.hero h1{margin:0 0 23px;color:var(--navy);font-size:clamp(2.8rem,5.4vw,5.2rem);line-height:1.02;letter-spacing:-.055em}.hero h1 span{color:var(--blue)}.hero-copy>p:not(.eyebrow){font-size:1.14rem;color:var(--muted);margin:0 0 30px;max-width:720px}.buttons{display:flex;flex-wrap:wrap;gap:13px}.btn{display:inline-flex;min-height:49px;align-items:center;justify-content:center;padding:12px 21px;border-radius:7px;text-decoration:none;font-weight:850;border:2px solid transparent;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:#b81f2d}.btn-outline{border-color:var(--navy);color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}.btn-blue{background:var(--blue);color:#fff}.btn-white{background:#fff;color:var(--navy)}.hero-points{display:flex;flex-wrap:wrap;gap:12px 23px;margin-top:28px;color:var(--navy);font-size:.88rem;font-weight:800}.hero-points span:before{content:"✓";color:var(--red);margin-right:7px}
.hero-visual{position:relative}.hero-visual>img{display:block;width:100%;border-radius:22px;box-shadow:var(--shadow)}.float-card{position:absolute;background:#fff;box-shadow:0 18px 45px rgba(7,31,53,.2);padding:18px 21px;border-left:5px solid var(--red);left:-30px;top:48px;min-width:225px}.float-card small{display:block;color:var(--muted);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;font-weight:900}.float-card strong{display:block;color:var(--navy);font-size:1.08rem;margin-top:3px}.float-card.bottom{left:auto;right:-18px;top:auto;bottom:45px;border-left-color:var(--gold)}
.trust{background:var(--navy);color:#fff}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:24px 18px;text-align:center;border-right:1px solid rgba(255,255,255,.13)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;font-size:.95rem}.trust-item span{display:block;color:#b9d0df;font-size:.79rem;margin-top:3px}
.section{padding:92px 0}.soft{background:var(--soft)}.ivory{background:var(--ivory)}.dark{background:linear-gradient(135deg,var(--navy),#0a4a78);color:#fff}.section-head{max-width:760px;margin-bottom:42px}.section h2{margin:0 0 16px;color:var(--navy);font-size:clamp(2.1rem,4vw,3.45rem);line-height:1.12;letter-spacing:-.045em}.dark h2{color:#fff}.section-head p,.lead{margin:0;color:var(--muted);font-size:1.05rem}.dark .section-head p,.dark .lead{color:#c7dce9}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.service{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px;box-shadow:0 8px 28px rgba(7,31,53,.06);transition:.2s}.service:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.service-icon{width:67px;height:67px;padding:14px;border-radius:15px;background:#eaf4f9;margin-bottom:18px}.service-icon img{width:100%;height:100%}.service h3{margin:0 0 8px;color:var(--navy);font-size:1.18rem}.service p{margin:0;color:var(--muted)}.service a{display:inline-block;margin-top:12px;color:var(--blue);font-size:.9rem;font-weight:850;text-decoration:none}
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:center}.photo-wrap{position:relative}.photo-wrap img{display:block;width:100%;min-height:485px;object-fit:cover;border-radius:12px;box-shadow:var(--shadow)}.photo-badge{position:absolute;left:-24px;bottom:30px;background:var(--red);color:#fff;padding:20px 24px;box-shadow:var(--shadow)}.photo-badge strong{display:block;font-size:1.75rem;line-height:1}.photo-badge span{display:block;font-size:.8rem;margin-top:6px}.features{display:grid;gap:12px;margin-top:27px}.feature{display:grid;grid-template-columns:45px 1fr;gap:15px;padding:15px 0;border-top:1px solid var(--line)}.feature:first-child{border-top:0}.feature-num{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.feature h3{margin:0 0 3px;color:var(--navy)}.feature p{margin:0;color:var(--muted)}
.process-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:start}.steps{display:grid;gap:14px}.step{display:grid;grid-template-columns:52px 1fr;gap:16px;padding:20px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06)}.step-num{width:52px;height:52px;border-radius:50%;background:var(--gold);color:var(--navy);display:grid;place-items:center;font-weight:950}.step h3{margin:0 0 4px;color:#fff}.step p{margin:0;color:#c6dbe8}.buyer-card{background:#fff;color:var(--ink);padding:30px;border-top:6px solid var(--red)}.buyer-card h3{margin:0 0 10px;color:var(--navy);font-size:1.45rem}.buyer-card p{color:var(--muted)}.buyer-card ul{list-style:none;padding:0;margin:20px 0}.buyer-card li{padding:11px 0;border-top:1px solid var(--line);font-weight:800;color:var(--navy)}.buyer-card li:before{content:"→";color:var(--red);margin-right:9px}
.credentials{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.credential{background:#fff;border:1px solid var(--line);padding:23px;border-top:5px solid var(--blue)}.credential:nth-child(2){border-top-color:var(--red)}.credential:nth-child(3){border-top-color:var(--gold)}.credential:nth-child(4){border-top-color:#27815a}.credential strong{display:block;color:var(--navy);font-size:1rem}.credential span{display:block;color:var(--muted);font-size:.88rem;margin-top:5px}.credential small{display:block;color:var(--blue);font-weight:900;margin-top:10px}
.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.portal{background:#fff;border:1px solid var(--line);padding:24px}.portal h3{margin:0 0 8px;color:var(--navy)}.portal p{color:var(--muted)}.portal a{color:var(--blue);font-weight:850;text-decoration:none}
.final-cta{padding:58px 0;background:linear-gradient(90deg,var(--red),#b71f2d);color:#fff}.cta-row{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta-row h2{margin:0 0 6px;font-size:2.2rem;line-height:1.15}.cta-row p{margin:0;color:#ffe7ea}
.page-hero{padding:78px 0;background:linear-gradient(125deg,var(--navy),#0a5d91);color:#fff}.page-hero h1{margin:0 0 13px;font-size:clamp(2.5rem,5vw,4.15rem);line-height:1.05}.page-hero p{max-width:780px;margin:0;color:#d9ebf6}.breadcrumb{font-size:.8rem;color:#bad5e6;margin-bottom:13px}.breadcrumb a{text-decoration:none}.two-col{display:grid;grid-template-columns:1.15fr .85fr;gap:50px}.prose h2{font-size:2rem}.prose h3{color:var(--navy);margin-top:29px}.prose p,.prose li{color:var(--muted)}.info{background:var(--soft);border:1px solid var(--line);padding:25px;align-self:start}.info h3{margin:0 0 12px;color:var(--navy)}.info dl{margin:0}.info div{padding:11px 0;border-bottom:1px solid var(--line)}.info dt{font-size:.7rem;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);font-weight:900}.info dd{margin:3px 0 0;color:var(--navy);font-weight:800}.detail{display:grid;grid-template-columns:72px 1fr;gap:20px;padding:25px 0;border-bottom:1px solid var(--line)}.detail:last-child{border-bottom:0}.detail h3{margin:0 0 6px;color:var(--navy)}.detail p{margin:0;color:var(--muted)}.detail ul{columns:2;color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px}.contact-card{background:#fff;border:1px solid var(--line);padding:29px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.8rem;font-weight:850;color:var(--navy)}.field input,.field select,.field textarea{border:1px solid #c8d4dd;padding:12px;font:inherit;border-radius:4px}.field textarea{min-height:130px}.contact-list{display:grid;gap:13px}.contact-item{background:#fff;border:1px solid var(--line);padding:17px}.contact-item span{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.09em;color:var(--muted);font-weight:900}.contact-item strong{display:block;color:var(--navy);margin-top:3px}.footer{background:var(--navy);color:#bdd1de;padding:54px 0 23px}.footer-grid{display:grid;grid-template-columns:1.25fr .75fr .9fr;gap:45px}.footer-logo{width:230px;filter:brightness(0) invert(1)}.footer h3{color:#fff;font-size:.94rem;text-transform:uppercase;letter-spacing:.08em}.footer a{color:#dceaf3;text-decoration:none}.footer ul{list-style:none;padding:0;margin:0}.footer li+li{margin-top:8px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;font-size:.8rem}.footer-bottom p{margin:0}
@media(max-width:950px){.utility{display:none}.mobile{display:block}.navlinks{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.hero-grid,.split,.process-grid,.two-col,.contact-grid{grid-template-columns:1fr}.hero-visual{padding-left:32px;padding-right:20px}.services{grid-template-columns:repeat(2,1fr)}.credentials{grid-template-columns:repeat(2,1fr)}.portal-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-item:nth-child(2){border-right:0}.trust-item:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.13)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:630px){.container{width:min(calc(100% - 28px),var(--max))}.brand img{width:205px}.hero{padding-top:64px}.hero h1{font-size:2.75rem}.float-card{left:0;top:25px;min-width:190px}.float-card.bottom{right:0;bottom:22px}.services,.credentials,.trust-grid,.footer-grid,.form-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid rgba(255,255,255,.13)}.detail ul{columns:1}.field.full{grid-column:auto}.cta-row,.footer-bottom{flex-direction:column;align-items:flex-start}}